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Monday, July 08, 2024Sedgwick: Ohio workers' comp & experience modification rate
An employer’s experience modification rate (EMR), which is determined by the Ohio Bureau of Workers’ Compensation (BWC), greatly impacts workers’ compensation premium that an employer pays. If you have safer operations, with little to no workers’ compensation claims, you will have a better than average EMR. If you have a less safe operation, with numerous costly claims, you will have a worse than average EMR. Typically, the better your EMR, the lower the premium that you will pay to the BWC. The
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